:root {
  --navy: #013257;
  --blue: #02497e;
  --blue-light: #0d5f9f;
  --bg: #f4f8fb;
  --card: #ffffff;
  --text: #1a2b3c;
  --muted: #5a6670;
  --border: #d0dde2;
  --ok: #14532d;
  --ok-bg: #dcfce7;
  --radius: 12px;
  --shadow: 0 8px 30px rgba(1, 50, 87, 0.08);
  --max: 1080px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

a { color: var(--blue); text-decoration-thickness: 1px; }
a:hover { color: var(--blue-light); }

.container { width: min(var(--max), calc(100% - 40px)); margin: 0 auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: color-mix(in srgb, var(--paper) 92%, transparent);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 14px 0;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--navy);
  font-weight: 700;
  font-size: 18px;
  text-decoration: none;
}
.brand img { width: 36px; height: 36px; border-radius: 8px; }
.nav { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
.nav a {
  color: var(--navy);
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
}
.nav a:hover { color: var(--blue); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 20px;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
}
.btn-primary { background: linear-gradient(180deg, var(--blue) 0%, var(--navy) 100%); color: #fff; }
.btn-secondary { background: var(--surface); color: var(--navy); border-color: var(--border); }

.hero {
  padding: 56px 0 40px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: center;
}
.hero h1 {
  margin: 0 0 16px;
  font-size: clamp(32px, 5vw, 48px);
  line-height: 1.1;
  color: var(--navy);
  letter-spacing: -0.03em;
}
.hero .lede {
  font-size: 18px;
  color: var(--muted);
  margin: 0 0 24px;
  max-width: 54ch;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 20px; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 10px; }
.badge {
  font-size: 12px;
  font-weight: 700;
  padding: 6px 10px;
  border-radius: 999px;
  background: var(--ok-bg);
  color: var(--ok);
}

.hero-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 24px;
}
.hero-card h3 { margin: 0 0 12px; color: var(--navy); }
.feature-list { list-style: none; padding: 0; margin: 0; }
.feature-list li {
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
  font-size: 14px;
}
.feature-list li:last-child { border-bottom: none; }
.feature-list strong { display: block; color: var(--navy); margin-bottom: 2px; }

.section { padding: 56px 0; }
.section.alt { background: var(--surface); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.section h2 {
  margin: 0 0 12px;
  font-size: 28px;
  color: var(--navy);
}
.section .sub { color: var(--muted); margin: 0 0 32px; max-width: 62ch; }

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow-sm);
}
.card h3 { margin: 0 0 8px; color: var(--navy); font-size: 18px; }
.card p { margin: 0; color: var(--muted); font-size: 14px; }

.steps { counter-reset: step; list-style: none; padding: 0; margin: 0; display: grid; gap: 16px; }
.steps li {
  counter-increment: step;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px 20px 20px 56px;
  position: relative;
}
.steps li::before {
  content: counter(step);
  position: absolute;
  left: 18px;
  top: 18px;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--band);
  color: var(--band-ink);
  display: grid;
  place-items: center;
  font-size: 13px;
  font-weight: 700;
}

.pricing-box {
  max-width: 420px;
  background: linear-gradient(180deg, var(--surface) 0%, var(--surface-2) 100%);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
}
.price { font-size: 40px; font-weight: 800; color: var(--navy); margin: 0; }
.price span { font-size: 16px; font-weight: 600; color: var(--muted); }
.pricing-box ul { padding-left: 18px; color: var(--muted); font-size: 14px; }

.faq { display: grid; gap: 12px; }
.faq details {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 14px 16px;
}
.faq summary { cursor: pointer; font-weight: 700; color: var(--navy); }
.faq p { margin: 10px 0 0; color: var(--muted); font-size: 14px; }

.legal-page { padding: 48px 0 64px; }
.legal-page h1 { color: var(--navy); margin: 0 0 8px; }
.legal-page .updated { color: var(--muted); font-size: 14px; margin: 0 0 28px; }
.legal-page h2 { color: var(--navy); margin: 28px 0 10px; font-size: 20px; }
.legal-page p, .legal-page li { color: var(--muted); font-size: 15px; }
.legal-page ul { padding-left: 20px; }
.legal-page .panel {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  box-shadow: var(--shadow-sm);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.contact-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
}
.contact-card h3 { margin: 0 0 8px; color: var(--navy); }
.contact-card p { margin: 0; color: var(--muted); font-size: 14px; }
.contact-card a { font-weight: 700; }

.site-footer {
  background: var(--band);
  color: var(--band-muted);
  padding: 40px 0 24px;
  margin-top: 40px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 32px;
  margin-bottom: 28px;
}
.site-footer h4 { color: var(--band-ink); margin: 0 0 12px; font-size: 14px; }
.site-footer a { color: var(--band-muted); text-decoration: none; font-size: 14px; display: block; margin-bottom: 8px; }
.site-footer a:hover { color: var(--band-ink); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 16px;
  font-size: 13px;
}

.disclaimer {
  font-size: 13px;
  color: var(--muted);
  background: var(--warn-bg);
  border: 1px solid var(--warn);
  border-radius: 10px;
  padding: 14px 16px;
  margin-top: 24px;
}

@media (max-width: 900px) {
  .hero-grid, .cards, .contact-grid, .footer-grid { grid-template-columns: 1fr; }
  .nav a:not(.btn):not(#nav-dashboard) { display: none; }
  .header-inner { flex-wrap: wrap; gap: 10px; }
  #nav-dashboard { order: 2; }
  .container { width: min(var(--max), calc(100% - 24px)); }
}